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• How do I cancel my account? What happens if I cancel?

  You can cancel your account by visiting your billing page. What happens when you cancel? Upon cancellation any unused credits (and access to the members only tools) will automatically expire on your billing date. So we recommend using your credits before you cancel, or you can keep your unused credits by signing up for a downgrade option during the cancellation process.Very popular

• What is the refund policy?

  Pay-as-you-go credits: Refunds for pay-as-you-go credits can be made within 14 days of your invoice date, provided that you have not used any credits from the pack. First 14 Days: if the subscription isn’t right for you, you can contact us for a refund within 14 days of your original invoice date, provided you have not used more than 5 credits and have not made use of any downloaded resources. Cancel any time: You are free to cancel your subscriVery popular

• Why did my credits expire?

  If your renewal payment fails, or if you cancel your monthly or annual membership, unused credits associated with the subscription automatically expire on your renewal date. If you would like to keep your expired credits, you can re-activate your existing plan on the billing page or you can subscribe to any monthly or annual plan to restore your expired credits.Popular

• Can I pause my membership?

  Unfortunately, it is not currently possible to pause or put your membership on hold. However, please contact us about a possible downgrade option so you can keep any unused credits.Some readers

• Canadian Tax (HST)

  Our business is based in Toronto, Ontario. Being a Canadian business doing business in Canada, we need to collect and pay taxes as per Canadian law. Only Canadians need to pay sales taxes (HST) because they live in Canada. Since the US dollar is the standard currency for online purchases (and over 90% of our business comes from US clients), we charge in US funds. Of course, the fact that the pricing is in US funds doesn't matter as per Canadian law – we still need to collect and pay taxes as aFew readers